Summary I can now consider the monthly income of 1000 EUR as stable — it’s no longer a goal, but a new normality. The next step will be to achieve a monthly profit of 1250 EUR and a portfolio value of 150k EUR. Due to changes on the Esketit platform, I decided to…
Summary In May, I achieved monthly results above EUR 1,000 barrier. I made total deposits of over €4,500, broken down as follows: As you can see, a new platform has appeared in the basket . I have been testing it for over 3 months. I managed to make a test withdrawal and recognize…
Summary With a slight delay I publish a new entry with an update of the portfolio. Despite the fact that I managed to earn 1000 euro, the portfolio’s efficiency fell below 10%. The main reason for this was cash outages on the Income, PeerBerry and Esketit platforms. I have taken a number…
Summary At the beginning of April, as I write this, the stock market is having a heart attack, but it is recovering efficiently; for a few days, prices were in the red, only to rise again by a dozen or so per cent. One thing is for sure, the next few months…
Summary I continue my strategy of increasing P2P portfolio with new deposits in February. The Mintos, Esketit and Debitum platforms have been topped up in this month. If the trend does not change, I should reach a portfolio worth a quarter of a million in next 2 months. Such a large portfolio…
Summary After last month’s jump in income, caused by the Mintos campaign (an extra 400 euros in returns), there is no trace left, just look at the chart below. Nonetheless, January recorded a sizable increase over November and is one step away from breaking the 1000€ monthly profit mark. This month I…
Summary The festive December brought many surprises that deviated from the traditional focus on family and private topics. I have increased my long-sitting ETF position, the reasons for which are described below. In December, the Mintos platform achieved an impressive result, generating a return of 23% y/y , which contributed to a significant increase…
Summary Exceptionally, instead of a month, this time after two I am writing a new portfolio update. Similar to last year, this year’s October/November is a vacation period for me, in which I use the extra days off. Hence the lack of time and even opportunity for a summary. I continue my…
Summary The past month was exceptionally rich in changes in the portfolio. The largest of them concerned new deposits. I managed to unlock a large amount of capital in the middle of the year. I prepared for the decision itself for quite a long time, asking myself the question. “Are the p2p positions…