Financially Independent
Follow my story how to achive financial freedom
Portfolio update – September 2024
Summary The past month was exceptionally rich in changes in the portfolio. The largest of them concerned new deposits. I managed to unlock a large amount of capital in the…
Portfolio update – August 2024
Summary The holiday season pass. In terms of platform news, August was an unusually quiet month. I have a plan to launch a small revolution next month, freeing up some cash and…
Portfolio update – July 2024
Summary The holiday month has passed, most platforms recorded stable growth. There’s a surprising amount of news from the Mintos platform as the holiday season. At the beginning of August…
Portfolio update – June 2024
Summary This year, the holidays were perfectly hit between May and June, which is why I skipped once updating my portfolio on the blog. Nevertheless, I will try to share the…
Portfolio update – April 2024
Summary April is the month when many companies publish their financial results. Mintos and major lenders in Esketit and Peerberry shared their reports. The chart below was strongly dragged down…
Portfolio update – March 2024
Summary This will be a longer entry. On the one hand, Mintos has launched a financial round, on the other, it’s time to show off the new item in your…
Portfolio update – February 2024
Summary A stable month, no major turbulence, additional growth caused by a large jump in ETFs. I’ve noticed a large supply of money on the platforms by lower interest rates…
Portfolio update – January 2024
Summary Stable month, profit around €350. Important news in Mintos’s ruble position, there is possibility to repay Kviku’s frozen debt. In the back of my mind I’m still thinking about…
Mintos Review (2024): 14.89% return after 3+ years
Why this review? It’s been over 3 years since I deposited my first money on the Mintos platform. A lot has happened since that time: a pandemic, wars and bankruptcies of…
Robocash Review (2024): 12.65% return after 2 years
After over two years of investing on the Robocash platform and experiencing economic ups and downs, it’s time for a review of the Robocash platform. Before we dive into my analysis of…
Portfolio update – December 2023
Summary Last month was characterized by an extraordinary turnaround. However, nothing lasts forever, so this month I am experiencing a decrease. After deducting ETFs, the income in December comes out…
How to top up your Robocash account? Without fees
Robocash is one of the more stable options for investing in the peer-to-peer lending market. Not sure if Robocash is for you? I summarized my investment experience in platform review:…
Portfolio update – November 2023
Summary The story of a stable month is greatly disturbed by the good performance of ETFs. However, even after deducting them, the profit in November amounts to €330. In next…
Portfolio update – October 2023
Summary Today’s post will be very short. I’m coming back from vacation, hence the delay in updating the portfolio. The break occurred at the end of the month and due…
Portfolio update – September 2023
Summary The beginning of the school year will not be particularly successful in the history of the portfolio. For the first time in a long time, the income dropped below…
Portfolio update – August 2023
Summary The last month of vacation, was quite lazily. There were no major turbulences, with returns staying around the average level of €300. To shake up this boring month a…
Portfolio update – July 2023
Summary From this month onwards, I will start adding a historical chart of the entire portfolio, which better illustrates changes in the portfolio over the course of the year. The…
Portfolio update – June 2023
Summary June is a month of more serious decisions: I invite you to a detailed analysis. First, here’s a breakdown of the portfolio. Portfolio summary Position Value Profit Bitfinex Lending…
Portfolio update – May 2023
Summary With a slight post-holiday slip, I’m summing up the next month. Mintos reduced overdue loans again, giving the best profit per € invested. ETFs are on the upswing again….
Portfolio update – April 2023
Summary The first rays of sunlight wake up the grilling spirit in some, or the season for cycling in others. It’s time to return to the routine of investing and…
About ME
Hi! Mat here.
This blog describes my investing journey. I would like it to be an inspiration for you, feel free to ask questions in the comments.
My investments focus on P2P lending, cryptocurrency lending, but also more stable ETFs. My personal goal is to get financially free with assets of 1 million euro.
Do not treat the blog as your financial advisor. Every form of investment is risky. It’s important to manage it properly. Make conscious decisions and diversify your portfolio.
Good luck!
